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KNB Capital Inc. - Westlake Village, CA Home Loans

Top mortgage broker in Westlake Village, KNB Capital Inc. offers home loans and refinancing across CA, TX & ID with expert, personalized service.

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Investing in Real Estate: Owning Your Way to Wealth!

Real estate has long been a popular investment avenue, offering the potential for steady income, capital appreciation, and diversification. But before you jump in and become a landlord, it’s crucial to understand the considerations, responsibilities, and potential tax benefits.

The Allure of Real Estate Investment:

  • Passive Income: Rent from tenants provides a regular cash flow, potentially supplementing your other income sources.
  • Appreciation: Over time, property values can rise, increasing your equity and net worth.
  • Tax Benefits: Certain deductions and depreciation benefits can lower your taxable income.
  • Tangible Asset: Unlike stocks or bonds, you own a physical asset with inherent value.
  • Hedge Against Inflation: Rent can generally increase with inflation, providing some protection against its impact.

Being a Landlord: Not Just Collecting Rent

Remember, being a landlord involves more than just collecting rent. Here are some key responsibilities:

  • Finding and screening tenants: Conduct thorough background checks to minimize rental risks.
  • Maintenance and repairs: Address tenant requests and maintain the property value.
  • Legal compliance: Comply with local and state landlord-tenant laws.
  • Financial management: Collect rent, pay bills, and manage property finances.
  • Dealing with emergencies: Be prepared to address unexpected issues like leaks or appliance failures.

Tax Advantages to Consider:

Owning rental property can offer some tax benefits, but consult a tax professional for specific advice:

  • Depreciation: Deduct a portion of the property’s value each year, even if it hasn’t physically depreciated.
  • Mortgage interest deduction: Deduct the interest paid on your mortgage loan.
  • Repairs and maintenance: Deduct the cost of repairs and maintenance to maintain the property.
  • Passive income deduction: Up to 20% of qualified business income from the property may be deductible.

Before You Invest:

Carefully evaluate your financial situation and risk tolerance. Consider these factors:

  • Down payment and closing costs: Can you afford the upfront investment?
  • Rental market: Will your property attract tenants at a profitable rate?
  • Investment timeframe: Are you prepared to be a landlord for the long term?
  • Management options: Will you self-manage or hire a property manager?

**Investing in real estate can be a rewarding experience, but it’s not without its challenges. Weigh the potential benefits and responsibilities carefully and seek professional advice to ensure it aligns with your financial goals and risk tolerance.

Remember: This page provides general information and does not constitute financial or legal advice. Please consult with qualified professionals to discuss your specific situation and make informed decisions.

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KNB Capital
KNB Capital
5.0
Based on 15 Reviews
Yelp logo
Morgan S.
Morgan S.
2024-08-08 12:24:20
Brandon and KNB Capital assisted us with our Mortgage needs. Brandon was readily available for us and so communicative! He was competitive in his offerings... read more
Suda S.
Suda S.
2022-11-07 21:37:43
Fantastic customer service and professionalism from start to finish with great results, Brandon and team are knowledgeable, resourceful, reliable, and so... read more
Mike L.
Mike L.
2021-12-14 14:50:35
I highly recommend KNB capital for all your mortgage needs. They went above and beyond for me on my personal loan and got me the best rate. Give Brandon a... read more
Mavis S.
Mavis S.
2021-01-12 16:12:44
**** VA SAVY !!! **** Our first time to work with Brandon was on a refinance of our home (IRRRL). He made the process very smooth and found us a great rate... read more
Lucy V.
Lucy V.
2020-12-03 20:44:30
Loved that they showed up with mask on as safety is priority right now. We've been working with Brandon for years and he always treats us like family. He... read more
Krishn P.
Krishn P.
2020-10-08 17:07:43
Brandon Feco did an AMAZING job with helping me with a lengthy process of a refinance which was made even more complicated due to administrative issues. He... read more
Brad C.
Brad C.
2019-08-22 12:53:27
Brandon is truly amazing person and very very good at his job. He will totally take care of you. read more
Sarah H.
Sarah H.
2019-07-19 18:30:12
Brandon Feco and KNB Capital provided excellent service to us with our mortgage refinancing, for which we are very grateful! Brandon went above and beyond... read more
Sheri B.
Sheri B.
2019-05-29 19:22:53
KNB Capital goes above and beyond! My refinance went very well, even exceeding my expectations. Brandon Feco is knowledgable, professional and genuine. I... read more
Jim K.
Jim K.
2015-10-29 16:26:11
When we started our house hunting adventure with my real estate agents Joseph & Jennifer of So Cal Properties, they couldn't stress enough the importance of... read more
  • About
    • Loan Officers
    • Approved States
    • Testimonials
  • Apply
    • Annual Mortgage Review
    • Schedule a Free Consultation
  • Loan Programs
    • Conventional Loans
    • VA Loans
    • FHA Home Loans
    • Jumbo Home Loans
    • Reverse Mortgage
    • Hard Money Loans
    • Purchase Loans
    • Home Refinance
    • Cash Out Refinance
      • HELOC
  • Calculator
    • Rent Vs. Buy
  • Blog
    • Newsletter
    • Mortgage News
  • Contact

Contact Us Now

Contact us today to discuss what mortgage options are best for you.



30721 Russell Ranch Rd Suite 140
Westlake Village, CA 91362

info@knbcapital.com
805-527-6000

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