805-527-6000
KNB Capital, Inc. · Westlake Village,CA
Your local mortgage advisor. Your best rate.
With over 20
years of experience in Southern California, I personally shop 100+ wholesale programs to find the loan that
fits your life — not a bank’s bottom
line.
Call Today! 818-581-9998
Jason Hertz
Mortgage Advisor · NMLS #318209
Jason Hertz
Mortgage Advisor · KNB Capital, Inc.
NMLS #318209
DRE #01383920
KNB Capital, Inc.
DRE #01383920
KNB Capital, Inc.
MEET YOUR ADVISOR
20 years. One focus. Your best rate.
I started in this business because I believe every borrower deserves access to
the same wholesale pricing that banks use internally — without the retail
markup. As an independent advisor at KNB Capital, I’m not tied to any single
lender’s product menu. I personally handle every file from application to
close. You’ll have my direct number — not a call
center.
WHAT I OFFER
Every loan type. One call.
Conventional
30/15-year fixed, ARM options. 3% down with strong credit. Fannie Mae & Freddie Mac approved with wholesale TPO pricing advantage.
DSCR / Investor
Qualify on the property’s rental income — not your W2s or tax returns. Ideal for 1–4 unit rentals, multifamily, and short-term rental properties.
VA Loans
Zero down. No PMI. Competitive rates. Full VA entitlement expertise — funding fees, benefit restoration, and jumbo VA options for qualifying veterans.
Bank Statement
12 or 24 months of personal or business deposits used to verify income. Built for business owners, 1099 earners, and the self-employed.
FHA
3.5% down, 580+ credit score. The most accessible government-backed program — ideal for first-time buyers building toward homeownership.
HELOC & Reverse
Flexible home equity access on your schedule. Reverse mortgage solutions for homeowners 62+ seeking retirement income and financial flexibility.
WHO I HELP
The right loan for the right person
No matter where you are in your journey, I have experience working with buyers just like you.
First-Time Buyers
The process can feel overwhelming. I break it down step by step so you know exactly what to expect and close with confidence.
Move-Up Buyers
Selling and buying at the same time is a balancing act. I help you time your financing so you never miss the right home.
Real Estate Investors
Growing a rental portfolio takes smart financing. I structure loans to protect your cash flow and set you up for the next deal.
Self-Employed Buyers
Non-traditional income is no barrier. Bank statements or tax returns are all we need to get you approved.
Ready to get started?
Let us find the right loan for you.
CONTACT
Let us talk about your next move.
Whether you have a quick question or are ready to apply, I am here.
Reach out directly or fill out the form and I will get back to you the same
day.
Send Me a Message
Hertz Loans
Jason R. Hertz
Mortgage Advisor & Direct Lender
Phone: 818.581.9998
Email: jason@hertzloans.com
Web: hertzloans.com
Office: 2555 Townsgate Rd Ste 200, Westlake Village, CA 91361
DRE: 01383920 | NMLS: 318209
Start ApplicationCall Jason
KNB Capital, Inc. | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit and property approval. NMLS Consumer Access
GET PRE-APPROVED IN 3 SIMPLE STEPS
1) APPLY ONLINE (3 MINUTES)
Submit a quick mortgage profile so Jason can review your goals, budget, and timeline.
2) COMPARE WHOLESALE OPTIONS
Jason shops 100+ wholesale programs to find the best-fit rate, payment, and structure for your situation.
3) LOCK & CLOSE WITH CONFIDENCE
You get clear guidance from application to closing—no call center, no handoff confusion.
WHY CLIENTS WORK WITH JASON
• 20+ years serving Southern California borrowers
• Direct advisor access from start to finish
• Strong options for self-employed and investor scenarios
• Fast communication and same-day follow-up