805-527-6000
KNB Capital, Inc. · Westlake Village,CA
Your local mortgage advisor. Your best rate.
As a board-certified physician and CTEC-licensed tax preparer, I combine medical-level precision with tax-efficient financing strategies to find the loan that fits your life — and keeps more money in your pocket.
Dr. Christopher Bui
Mortgage Loan Originator · NMLS #2685729
In Partnership with Omega Lending · NMLS #1210611
Dr. Christopher Bui
Mortgage Loan Originator · KNB Capital, Inc.
NMLS #2685729
KNB Capital, Inc.
Omega Lending · NMLS #1210611
KNB Capital, Inc.
Omega Lending · NMLS #1210611
MEET YOUR ADVISOR
Medicine. Tax strategy. Mortgages. One advisor.
As a UCLA School of Medicine graduate and board-certified physician, I spent my career guiding families through life’s most important transitions with clarity and compassion. That same dedication led me to become a CTEC-licensed tax preparer and, in 2025, to earn my Mortgage Loan Originator license — so I could help hard-working Americans achieve homeownership. I combine medical-level attention to detail with proven tax-efficient financing strategies to create mortgage solutions that save clients money now and for decades to come. Licensed in California, I deliver straightforward, pressure-free guidance every step of the way. No jargon, no sales tactics — just honest advice from someone who truly understands both the human side and the financial mechanics of buying a home.
WHAT I OFFER
Every loan type. One call.
Conventional
30/15-year fixed, ARM options. 3% down with strong credit. Fannie Mae & Freddie Mac approved with wholesale TPO pricing advantage.
DSCR / Investor
Qualify on the property’s rental income — not your W2s or tax returns. Ideal for 1–4 unit rentals, multifamily, and short-term rental properties.
VA Loans
Zero down. No PMI. Competitive rates. Full VA entitlement expertise — funding fees, benefit restoration, and jumbo VA options for qualifying veterans.
Bank Statement
12 or 24 months of personal or business deposits used to verify income. Built for business owners, 1099 earners, and the self-employed.
FHA
3.5% down, 580+ credit score. The most accessible government-backed program — ideal for first-time buyers building toward homeownership.
HELOC & Reverse
Flexible home equity access on your schedule. Reverse mortgage solutions for homeowners 62+ seeking retirement income and financial flexibility.
WHO I HELP
The right loan for the right person
No matter where you are in your journey, I have experience working with buyers just like you.
First-Time Buyers
The process can feel overwhelming. I break it down step by step so you know exactly what to expect and close with confidence.
Move-Up Buyers
Selling and buying at the same time is a balancing act. I help you time your financing so you never miss the right home.
Real Estate Investors
Growing a rental portfolio takes smart financing. I structure loans to protect your cash flow and set you up for the next deal.
Self-Employed Buyers
Non-traditional income is no barrier. Bank statements or tax returns are all we need to get you approved.
Ready to get started?
Let us find the right loan for you.
CONTACT
Let us talk about your next move.
Whether you have a quick question or are ready to apply, I am here. Reach out directly or fill out the form and I will get back to you the same day.